Roof Certification
For those of you who own homes, the responsibility of maintaining your property can be daunting at times. This happens especially when it seems like its one thing after another with maintenance. One of the most expensive improvement factors is your roof. If you are preparing your home for sale or trying to get a lender’s attention for a loan, your roof will come under inquiry as will the rest of the property. If you have recently had roof maintenance performed or you are thinking to have it, be sure to get a roof certification from the roofing company that does your work.
Roof Certification Duration:
Lenders require a certified defect-free roof with a minimum 2-year warranty for weather protection. Certification duration may vary. The roof certification is a necessary need for lenders when approving loans. Buyers or their lenders have the right to request and review the certification following a home inspection.
Other parties that can request a roof certification include your county government for estimate your property’s value relative to the most current valuation on file. In turn, a change to your property taxes might be in order, up or down.
What is Roof Certification?:
The roof certification form is a straightforward document that is signed by a bonafide roof inspector. A home’s roof serves as a crucial shield against the elements of weather. To ensure its solidity, lenders require a certification. This certification states that the roof has undergone inspection and is under warranty for 2 year. However, the specific time period may vary. The certification guarantees that the roof is free from defects, both in terms of its form and its performance. The duration of the warranty varies from location to location.
If you have not kept up with the roofing maintenance on your home but feel the roof has appeared visibly fine and no water is coming in to your house, you might have a false sense of security. It is wise to hire a roofing inspector to look at things that might be a problem that you are not aware to limit the cost of repairs needed before a roof certification is made.